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What is Standard Time?

Standard time is the local time in a country or region when Daylight Saving Time (DST) is not in use. Standard time is also known as winter time. Fifth Avenue Clock showing standard time in New York City in the late fall. ©iStockphoto. com/JaysonPhotographyStandard time is sometimes referred to as winter time or normal time, while DST may also be called summer time, especially in the UK. DST changes: Dates and local timesNo DST in Most CountriesMore than 60% of the countries in the world use standard time all year. The remaining countries use DST during the summer months, generally setting clocks forward 1 hour from standard time.

Category: Personal Finance


Nicholas Financial, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported) May 12, 2005 NICHOLAS FINANCIAL, INC. (Exact name of registrant as specified in its Charter)           British Columbia, Canada (State or Other Jurisdiction of Incorporation or Organization)   0-26680 (Commission File Number)   8736-3354 (I. R. S. Employer Identification No. )           2454 McMullen Booth Road, Building C Clearwater, Florida (Address of Principal Executive Offices)       33759 (Zip Code) (727) 726-0763 (Registrant’s telephone number, Including area code) Not applicable (Former name, former address and former fiscal year, if changed since last report)   Item 8.

Category: Personal Finance


Lowe’s Credit Card Review

2. 5/5 See explanation of our ratings system See breakdown of this card’s rating If you are considering applying for a Lowe’s credit card, you will definitely want to read this review first. Lowe’s actually gives you three options for purchases on its Consumer Credit Card. Keep in mind that, by choosing one option, you don’t get to use the others for that purchase. So if you opt for 5 percent back, you don’t get special financing and vice-versa. Option #1: 5 percent off on purchases everyday This option offers 5% cash back on Lowe’s purchases.

Category: Personal Finance


Heroes Reborn Creator on Why the Original Series Fizzled Out — Plus: Will There Be a Season 2?

Ask anyone who regularly watchedHeroesduring its initial run on NBC, and they’ll tell you the same story: The series, which began as a ratings juggernaut for the network, tapered off both creatively and in viewership as the years went on. Even series creator Tim Kring — who now helms the upcoming limited-series revival  Heroes Reborn— acknowledges the sophomore slump into whichHeroesfell. “The biggest pitfall was always the amount of story that we had to tell,” Kring said Thursday at the Television Critics Association summer press tour in Beverly Hills.

Category: Personal Finance


30 Frugal House Cleaning Tips

Have you started your Spring cleaning, yet? Spring is the perfect time of the year to overhaul the whole house. After all, with the season comes newness… freshness, right? I take this time to not only thoroughly deep clean my home, but also to declutter every nook and cranny. When I declutter, I find that I seem to have more space and my house looks cleaner without all that clutter! After I eliminate the chaos, I organize and then get my cleaning party on. This year, I’ve spent time scouring Pinterest for cleaning tips. And, did I find some awesome pins! Not only have I found new ways to clean, but I have also found ways to save money! Why buy new, when you can just clean the old? Why buy pricey cleaning products when you can make your own DIY cleaning solutions? I wanted to share my findings with you so that you can also save money while cleaning, too.

Category: Personal Finance


Custom Save the Dates, Unique Wedding Invitations & Personalized Stationery

December 28, 2015by Michelle Mospens Hello and Happy Monday to you!! Our blog has a NEW url: http://www. mospensstudio. com/sketchbook/ Please take 2 seconds to SUBSCRIBE to our NEW Blog Feed so you do not miss a post. >> https://feedburner. google. com/fb/a/mailverify?uri=MospensStudio Thank you all so much. xo December 14, 2015by Michelle Mospens This Christmas Card season was amazing! Woweee! Thank you all for trusting me with your Christmas Card illustrations and printed cards. We officially closed our Christmas Card orders today. Thank you! xo Here are a few hand-painted Christmas Card designs I made this season.

Category: Personal Finance


Master of Laws in Corporate and Financial Law | Taught Postgraduate Admissions | The University of Hong Kong

Abbreviation FT / PT LLM(CFL) FT / PT Hong Kong is today one of the world's leading financial centres, and its vibrant economy and world-class regulatory regimes offer outstanding opportunities for study, rarely matched elsewhere. This programme combines expertise in the area of corporate and financial law and provides a comprehensive study of the law and problems encountered in a sophisticated commercial and financial community. Full Time (one year) Part Time (two years) Applicants must comply with the General Regulations and fulfil at least one of requirements (1) to (3) below AND requirement (4)(1) hold a degree of Bachelor of Laws with at least second class honours or an equivalent qualification accepted by the University for this purpose; or(2) hold a degree in a discipline other than law with at least second class honours accepted by the University for this purpose and have at least two years relevant experience and professional qualifications; or(3) have obtained either the Common Professional Examination of England and Wales or the Common Professional Examination Certificate of this University, provided that in either case a second class honours degree or a qualification of equivalent standard of this University or another comparable institution accepted for this purpose has also been obtained.

Category: Personal Finance


The Conceptual Framework for Financial Reporting

The Conceptual Framework for the Financial Reporting (I will call it just “ IFRSFramework”) serves as a pillar on which the wholeIFRSstand. It describes the basic principles for presentation and preparation of financial statements in line withIFRS. In my opinion it’s a “must-read” document prior starting to dig in any otherIFRSorIAS  standard. TheIFRSFramework underwent certain changes over past years. Previously, it was called “Framework for the Preparation and Presentation of Financial Statements”. IASB , the standard setter body, is in the process of updating it.

Category: Personal Finance


Volaris Flight Status – www.volaris.com How to Check Online

Volaris Flight Status – www. volaris. com How to Check Online | Volaris Airline Status Volaris is the name of airlines which generally connect Mexico to Mexico city. Originally known as, Concesionaria Vuela Compañía de Aviación, S. A. B. de C. V.  I know that name is kinda complicated perhaps that is why it operated as Volaris. The main headquaters or as you operational base of Volaris is located at  General Abelardo L. Rodríguez International Airport (TIJ) in Tijuana. It is probably the cheapest flight you can find to travel between Mexico and Mexico City or anywhere else wherever this flight operates.

Category: Personal Finance


What is the Financial Planning Process? (with pictures)

Article Details Written By:Jessica Ellis Edited By:Bronwyn Harris Last Modified Date:15 February 2017 Copyright Protected: 2003-2017 Conjecture Corporation Free Widgets for your Site/Blog Subscribe to wiseGEEK Learn something new every day More Info. . . by email wiseGEEK Slideshows The financial planning process is the means by which a business or individual defines financial goals and creates a strategy to reach them. A financial plan not only serves as an organizational checklist of actions, but can also be a document against which to check progress to see if a strategy change is needed.

Category: Personal Finance


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